Have you noticed that every week your grocery bill tends to creep up a little bit higher and you’ve only bought the necessities? You’re not alone. So we’ve pulled together 5 clever ways to save you money in 2022.
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First on the list is how to save money on your online shop.
1. Shop seasonally
Do your research and buy local produce that is available in abundance. For example, right now green grapes and stone fruit are in season, so they’re generally cheaper. Out of season, fruit and veggies are usually sourced from overseas, so that can really bump up the price.
2. Sign up for an online membership for exclusive savings on healthy foods and supplements
Vitamins, personal care, gluten-free, keto and organic food items are expensive, so why not sign up for a membership with a company like Wholesome Market? You’ll save between 15-50% on your grocery bill for a one-off annual sign up fee ($60). As a company that gives back to the community, you’ll also be supporting OzHarvest. For every member that signs up, they donate five memberships for those in need.
3. Use technology to help you save
There are lots of clever apps you can use to help save you money. Groupon will help you get discounts on tourist attractions, accommodation and dining out. One app that gets notable mention is Frugl—your number one guide to grocery discounts—. Imagine being up to plan your shop to stock up on staples with sales items.
here are micro-investing apps like Raiz that automatically invests your spare change and allows commission-free investing or your online gaming into a money-making exercise and earn points which can be exchanged for Myer, JB Hi-Fi and Mastercard credit through MistPlay.
4. Start your own side hustle
There’s plenty of money to be made from side hustles. Whether you’re great at creating CVs, designing wedding invitations or taking gorgeous landscape photography, most people have a talent they can use to gain some extra cash. Set yourself up an Etsy store, upload whatever it is you’re selling, use social media to market yourself and wait for the money to roll in. Additionally, you may also search for job opportunities with daily pay.
5. Refinancing
With inflation on the rise and the potential for interest rates to rise in approximately August 2022, it’s important to make sure you’re getting the best deal on your home loan. Have a chat with a financial advisor and discuss the best option for you. If you don’t own a home and have a spare room or a granny flat, you could take in a border.
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